Mortgage Center

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First Southern Bank Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage loan advisors to answer any of your questions or to ask for advice.

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Advisor is always just a call or e-mail away!

Rate Watch

Keep an eye on rates via email. Sign up for Rate Watch.

Construction Loans

We have construction loan programs to make your dream a reality.

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Today's Featured Rates

Mortgage Loans
15 Year Fixed Rate
 Rate  APR  Points
 2.750%  2.808%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.421%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.533%  0.000%
Construction Loans
Construction Loan - 12 Month Term
 Rate  APR  Points
 5.500%  6.423%  0.000%

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